When a severe hailstorm hit Palos Hills, Illinois, in May 2024, a local commercial property owner did what any responsible building manager would do — they filed a commercial storm damage insurance claim for visible storm-related damage to their rooftop HVAC systems. Despite the obvious impact, the insurance carrier denied the claim, citing “normal wear … Read more
Introduction: Fighting for Full Commercial Roof Coverage When a severe hailstorm struck Chicago, IL, the commercial property at 7901 S Cottage Grove sustained significant roof damage. The building owner filed an insurance claim expecting full coverage under their policy. However, the insurance company initially offered only $64,888.84, an amount far below the cost of proper … Read more
Introduction After a hailstorm, homeowners often face frustrating delays in processing their hail damage insurance claim. While the claims process can take time, there are strategies you can use to speed up your claim and get your roof repaired faster. This guide will walk you through actionable steps to help streamline the process and avoid … Read more
Ensuring your roof remains in optimal condition after a hailstorm is essential for protecting your home. This hail damage roof inspection checklist for homeowners will guide you through assessing potential damage and taking appropriate actions during the roof inspection. 1. Prioritize Safety First 2. Conduct a Ground-Level Exterior Inspection 3. Perform an Interior Inspection 4. … Read more
Introduction If your roof has suffered hail damage, filing an insurance claim is crucial for getting the necessary repairs. Hail damage roof insurance claims can be complex, but understanding the process will help ensure a smooth experience. This guide covers everything you need to know to file a successful claim and get the compensation you … Read more
When it comes to roof replacement, one of the first questions homeowners ask is, “How much will my insurance pay for roof replacement?” The answer depends on several factors, including your insurance policy, the cause of the damage, and the age of your roof. Understanding these details can help you maximize your roof replacement insurance … Read more
Severe weather can strike at any time, bringing heavy rain, strong winds, hail, and flying debris that can wreak havoc on your roof. Without proper preparation, minor roofing issues can escalate into costly damage and leaks. Knowing how to prepare your roof for storm season and prevent damage ensures your home stays protected and secure. … Read more
When hailstorms hit, they don’t just damage roofs—they also bring frustration when insurance companies undervalue claims. This was the case for a homeowner at 12120 S James Dr, Alsip, IL, who initially received a lowball settlement of $23,159.34 for their hail-damaged roof. But thanks to the unmatched expertise and persistence of Public Adjuster Octavio Contreras, … Read more
Hailstorms can cause significant damage to roofs, siding, and other parts of your home. Filing an insurance claim is often the first step homeowners take to recover from the storm’s impact. However, not all claims are approved. If your hail damage claim has been denied, it’s important to remain proactive and take the right steps … Read more
When severe hailstorms hit Palos Heights, homeowners often find themselves facing unexpected damage and the frustrating process of filing a roof replacement insurance claim. This quiet, suburban city in Cook County, Illinois, is known for its beautiful residential neighborhoods, excellent schools, and strong community values. Unfortunately, it is also susceptible to harsh Midwest weather conditions, … Read more